AMOCO Federal Credit Union
- Financial Services
- Credit Unions
We work for our member owners... that's you.
AMOCO FCU is a credit union. Not a bank. There is a big difference and it is important for you to know. At AMOCO FCU, we're all about you.
Unlike a bank, AMOCO has been managed and operated exclusively for the benefit of its members. That's because, AMOCO is a member-owned cooperative organization, which means - the profits earned by the credit union are reinvested so that members can enjoy lower interest rates on loans, higher rates on deposits, and significantly lower fees for convenient services.
As such, AMOCO remains largely insulated from severe market swings. In addition, you can feel confident that your deposits are safe and sound, secured by a federal deposit insurance fund established for credit unions specifically and that fund remains healthy. Deposits are insured up to $250,000 and additional coverage is available for retirement accounts.
As an AMOCO member, you are an owner of a unique financial organization that exists solely for the benefit of its member/owners. Your AMOCO membership entitles you to take advantage of an array of services designed to help you more effectively manage your finances.
Today, AMOCO Federal Credit Union includes a diversified membership that includes more than 250 local sponsor companies and 59,000 members located throughout the country. Recognized as one of the largest credit unions in the Houston/Galveston area, AMOCO continues to grow in large part to the satisfaction and loyalty of members and the commitment of our volunteers and staff.
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